Foreclosure Defense FAQs

1. What is Foreclosure Defense?

Foreclosure defense is the legal representation of property owners facing foreclosure. An experienced, competent, and diligent attorney can use many different issues and techniques to help a property owner achieve their goals. Those goals can include saving the property through a modification or payoff, selling the property, or winning in court.

2. Do I Need a Foreclosure Defense Attorney?

There’s a saying in law: “A lawyer who represents himself has a fool for a client.” For a non-lawyer, representing yourself is not a wise choice. Law can be extremely complicated. It involves a system of statutes and case law built on hundreds of years of history and precedent. An experienced, competent, and diligent foreclosure defense attorney can help you achieve a favorable outcome.

3. What Are Some Common Foreclosure Defense Strategies?

Foreclosure defense strategies vary depending on the specifics of each case. A great attorney can help spot issues that create negotiating leverage, or help you win at trial. There can be issues pertaining to “standing,” service of process, procedural defects, defects in the pleadings, discovery disputes, evidentiary issues, and more. See our Arsenal of Defenses page for more information.

4. How Can a Foreclosure Defense Attorney Help Me?

A foreclosure defense attorney can help you understand your rights as a homeowner, evaluate your options for defending against foreclosure, and represent you in court proceedings. They can also negotiate with lenders to explore alternatives to foreclosure and work towards a resolution that best meets your goals.

5. Can Foreclosure Be Stopped Once it Has Started?

In many cases, yes. An experienced and competent foreclosure defense attorney can help you explore options for stopping the foreclosure process—like seeking a loan modification while challenging the foreclosure in court. But time is of the essence. It’s very important to act quickly and seek legal assistance as soon as possible.

6. How Long Does the Foreclosure Process Take in Florida?

The foreclosure process timeline in Florida can vary depending on factors such as the lender’s procedures, court backlogs, and whether the property owner contests the foreclosure. The process can take several months to over a year. For more, please see the timeline on our Understanding the Foreclosure Process page.

7. What Are Some of the Options I Have to Avoid Foreclosure?

Depending on a detailed analysis of your case and your goals, you might have any of the following options available to you: loan modificationprincipal reduction, selling the propertydeed-in-lieu/cash-for-keys, and getting more time to work it out. For more about your options, please see our Understanding Your Options page.

8. How Much Does it Cost to Hire a Foreclosure Defense Attorney?

The cost of hiring a foreclosure defense attorney can vary depending on factors such as your goals and the complexity of your case. For any recently filed case (filed within the past four months), our office will provide a free phone consultation. For cases that have a more complex litigation history (with pending litigation that has been ongoing for more than four months), we typically start with a paid phone consult. We only want to charge a fair and reasonable fee, and only want to charge if we are reasonably certain we can help. We also offer payment plans that are typically far less than the average mortgage payment.

9. What Should I Do if I’m Facing Foreclosure?

If you’re facing foreclosure, it’s important to take action as soon as possible to protect your rights and explore your options. Doing nothing is certainly a choice, but it’s typically the worst choice you can make. If you do nothing, the bank and court can process your foreclosure quickly—with a sheriff showing up at your door and giving you twenty-four hours’ notice to vacate. If you are not out by then, the sheriff can forcibly remove you and your belongings. An experienced and competent foreclosure defense lawyer can help you explore your options for defending against foreclosure and can help you achieve your goals.

10. How Can I Schedule a Consultation With a Foreclosure Defense Attorney?

To schedule a consultation with a foreclosure defense attorney, simply contact us. Or for any matter where a foreclosure suit has not been filed, or where one has been filed within the past four months, click here to schedule a free phone consultation. For cases that have a more complex litigation history (where litigation has been ongoing for more than four months), please click here to schedule a thirty-minute paid phone consultation. We look forward to reviewing your situation, discussing options, and answering any questions you may have.

If you or anyone you know needs a Florida foreclosure defense lawyer, please call us at 754-400-5150 or contact us online. Let the Law Offices of Evan M. Rosen serve you!

Client Reviews

Mr. Rosen was recommended to us by our friends and we highly recommend him for his excellent service. He represented us in the matter of foreclosure defense. His comprehensive and detailed knowledge of Florida law, federal law, and ongoing relevant cases was key to building a robust and winning...

Jadwiga M.

In a few words, Evan Rosen saved my house. He got a final judgment in my favor. The judge gave the bank many opportunities (continuance of the trial even a mistrial) to solve all the issues that Evan Rosen will bring up to the judge (issues that were wrong with my case). In the end, his arguments...

Oscar D.

I am so grateful first to god and for the blessing of putting attorney Evan Rosen and his team of professional, in our lives. If you are going through a foreclosure and don't know what to do, I can honestly tell you that attorney Evan Rosen is the person to talk (855-55-Rosen) he takes his time to...

Julie D.

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