COVID-19 UPDATE: The Law Offices of Evan M. Rosen remains open to help clients defend against foreclosure and fight improper debt collection. We are working remotely and can be reached by phone, e-mail, chat, contact form, and video conference. Click here for the latest updates on how COVID-19 is impacting the law.
If you are fighting improper debt collection or dealing with foreclosure, the Fort Lauderdale foreclosure defense lawyers of The Law Offices of Evan M. Rosen can serve you. We are a litigation law firm, dedicated to service. Our focus is on treating our clients the way we would want to be treated. This includes treating our clients’ cases as if they were our own. Whenever faced with a difficult decision in defending a foreclosure or fighting against improper debt collection, we always ask ourselves, what would we do if this were our house or if this were our case? After that, the best course of action is often quickly determined. The amount of effort, energy, and time required to best serve our clients is never a factor in our decision-making process. The foreclosure defense lawyers of The Law Offices of Evan M. Rosen want to serve and help you achieve your goals.
Each client’s goals are unique, and your goals will be the single most important factor in the decisions we make while serving you. We have helped clients obtain successful results in and around the Fort Lauderdale area from defending against foreclosure and fighting improper debt collection. Perhaps you want to save your home via a loan modification or sell it without owing any money to the bank. You might want to obtain a “short payoff,” so you can discharge the mortgage for less than you owe. There is also the possibility of signing over the property and being relieved of any debt via a “deed-in-lieu” of foreclosure. In some instances, it may be best that we help you sue a bank, financial institution or debt collector. Or, you may need us to take your case to trial and win! An online court docket check will reveal that numerous foreclosure cases against our clients have been dismissed, either before, during or after trial. We have also won cases on appeal. We have helped clients in foreclosure cases brought by every major financial institution and every major bank law firm. We have also successfully sued numerous creditors and debt collectors, including some major banks and financial institutions. And, in many instances, we have helped our clients’ recover their attorneys’ fees from the other side!
Evan M. Rosen, a Fort Lauderdale consumer protection attorney engaged in civil trial law since 1997, has spent the majority of his legal career serving Florida property owners, defending them in foreclosure and helping them fight back against improper debt collection. Driven by a desire to serve as many homeowners as possible, he has even taught other lawyers around the state, in several sold-out workshops, the law and art of defending a foreclosure trial. He is also extremely dedicated to building the most competent and caring team of lawyers and legal support possible. For more information about him and the firm, including what some judges have said, please see this page. You can also Google “Evan M. Rosen” or “Evan M. Rosen Fort Lauderdale foreclosure defense attorney” and read the many online reviews written by other people, once facing foreclosure and improper debt collection, who were helped by Evan and the lawyers and staff at the Law Offices of Evan M. Rosen, P.A.Foreclosure Defense - Fight Back Against Foreclosure
For too many people, the great American Dream of home ownership has become an American nightmare. Millions of families lost their homes and their life savings during the “Great Recession.” And, by no means, is mortgage meltdown over. However, a lot of changed since the housing bubble burst in 2008. In the beginning of the mortgage foreclosure crisis, many cases languished for years, while “foreclosure delayers” took advantage of homeowners, charging to do little, if any, work. Those “delayers” are still out there but, due to a few reasons, cases can now move from start to finish in a matter of months. We are NOT “foreclosure delayers.” We fight to serve our clients facing foreclosure and improper debt collection. We hold banks and financial institutions accountable, to abide by the rule of law, just like everyone else has to do before trying to foreclose on a home or collect a debt.
Not only will we aggressively defend you with our extensive knowledge and experience, but we will also treat you with the respect and dignity you deserve. Our Fort Lauderdale defense lawyers are eager to serve you – to help you achieve your goals – whether you want to keep your home with an affordable loan modification, walk away without owing any money, fight the foreclosure and win, or pursue any other approach. A well-defended foreclosure has many benefits including the ability to continue to live in your home during the fight. Throughout the foreclosure process, we will help develop your case and elicit valuable facts that can result in the bank settling with great terms. Banks have one goal, make as much money as possible. With us defending your foreclosure case, the costs for the bank often increase drastically. So, it is not surprising that in many cases our filing the first paper results in a fair settlement offer being presented.
The Law Offices of Evan M. Rosen of Fort Lauderdale and its foreclosure and improper debt defense attorneys have a well-earned reputation for being aggressive, thorough, experienced, and extremely competent foreclosure defense litigators. We have helped many clients obtain loan modifications with lower interest rates and lower monthly payments. We’ve negotiated short sales and consent judgments with waivers of deficiency so you can walk away from the foreclosure case without having to worry that some bank may try to collect a deficiency judgment (money judgment) against you. We have also helped clients with short payoffs, deeds-in-lieu of foreclosure, and a number of other creative solutions.
If you do nothing, a bank can obtain a foreclosure judgment quickly. Within a few weeks of that judgment being entered, a sheriff would be at your door commanding you to vacate in 24 hours. If you don’t, the sheriff will return the following day and forcibly remove you and all your personal property off the premises. Doing nothing is a choice, but it is the absolute worst choice you can make. It essentially guarantees the worst possible result. But with competent representation, the odds change immediately. You will at least have a fighting chance. And understandably, the better the lawyer, the better your odds should be. Don’t make the mistake of doing nothing. Our Fort Lauderdale foreclosure defense lawyers and staff are devoted to serving our clients and will aggressively defend you while you remain in your home. We handle cases throughout South Florida. As to our fees, we offer monthly flat fee payment plans which are less than the cost to rent a home in any decent area in South Florida. Don’t delay. Call now FOR A CONSULTATION and let the lawyers and staff at the Law Offices of Evan M. Rosen, P.A. Serve You!Fighting Improper Debt Collection
The Fort Lauderdale Office of Evan M. Rosen, and its defense lawyers are ready to fight against your improper debt collection. Creditors and debt collectors like banks, credit card companies, and financial institutions know that the more aggressive and deceptive they are, the more likely they are to collect on a debt. For many of these vultures, the cost of getting caught breaking the law and paying a fine, is just a cost of doing business. But, debt collection is a serious matter. As stated in our nation’s Fair Debt Collection Practices Act, “[t]here is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” These “[a]busive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.”
Our Fort Lauderdale debt defense lawyers knows that Florida and the United States government have enacted numerous statutes and regulations that address these problems. The law requires that certain accurate and unambiguous disclosures are sent as certain pre-determined events take place. There are also many things debt collectors and creditors are prohibited from doing. For example, they cannot simulate being law enforcement or a government agency representative, threaten or use force or violence, threaten to disclose information about your reputation, communicate or threaten to communicate with your employer before obtaining final judgment without your permission, disclose information affecting your reputation to anyone other than you or your family, use profane, obscene, vulgar, or abusive language, harass you or your family about your debt, send forms and summons designed to look like attorney letters or government documents, attempt to collect a debt they know is not legitimate, or communicate directly with you even though they know you are represented by an attorney. They also can’t cause you to be charged for phone calls, communicate with you between 9 P.M. and 9 A.M., or make false representations about the character, amount or legal status of a debt. There are many other prohibited acts!
The consumer protection defense lawyers and staff of the Law Offices of Evan M. Rosen in Fort Lauderdale are familiar with every possible consumer protection statute available to best serve our clients. We continue to study the statutes, regulations, and new case law. Armed with this knowledge and our experience, we have sued numerous creditors and debt collectors for several different types of consumer protection violations. We have also helped clients resolve debt, which in some instances means the debt was written-off and completely forgiven.Fair Credit Reporting Act - We Understand How Dealing with Financial Challenges Can Impact Every Aspect of Our Clients’ Lives and Well-being.
We have helped clients with the Florida Consumer Collection Practices Act (FCCPA), Federal Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA) and Fair and Accurate Credit Transactions Act (FACTA). It is not surprising that we find great fulfillment and satisfaction in helping our clients in consumer protection matters, including fighting improper debt collection and defending against foreclosure. We may not change the world as much as we would like but we are profoundly changing our client’s world’s, on a daily basis. If you or a loved one are dealing with consumer protection issues, improper debt collection or foreclosure, call the lawyers and staff at the Law Offices of Evan M. Rosen, P.A. FOR A CONSULTATION now. Let Us Serve You!
"You obviously know the area of the law very well. You were courteous to opposing counsel, the witnesses and the court. That is well appreciated. One of the things that I don't think a lot of attorneys who do foreclosure practice, see all the judges have lunch together and we know who has given other judges a hard time. And your reputations many times well precede attorneys, and that be either good or bad. Let me tell you, Mr. Rosen, your reputation in front of me is top notch. You did a great job. Appreciate it because what you do is very hard. Sometime when this is all over I would love to sit down and understand." - The Court
"I don't know if you know this or not, but you've got an extraordinary attorney. You really do, who has come incredibly well-prepared, and raised a lot of strong issues on your behalf". - The Court
Fort Lauderdale Foreclosure Defense Lawyer | Broward County Consumer Protection Attorney | Evan M. Rosen, P.A.
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