COVID-19 UPDATE: The Law Offices of Evan M. Rosen remains open to help clients defend against foreclosure, fight improper debt collection, obtain a fresh start in bankruptcy, and buy, sell, and refinance real estate. We are working remotely and can be reached by phone, e-mail, chat, contact form, and video conference. Click here for the latest updates on how COVID-19 is impacting the law.
If you need help defending against foreclosure, fighting improper debt collection, seeking a fresh start in bankruptcy, or buying, selling, or refinancing real estate, the Law Offices of Evan M. Rosen can serve you. Our Florida foreclosure defense lawyers focus on treating our clients the way we would want to be treated. This includes treating our clients' cases as if they were our own. Whenever faced with a difficult decision in defending a foreclosure, fighting against improper debt collection, filing bankruptcy, or helping someone buy, sell, or refinance real estate, we always ask ourselves, what would we do if this were our home or case? After that, the best course of action is almost always immediately determined. The amount of effort, energy, and time required to best serve our clients is never a factor in our decision-making process . The foreclosure defense, consumer protection, bankruptcy, and real estate lawyers of the Law Offices of Evan M. Rosen want to serve and help you achieve your goals. In foreclosure defense, that may include a dismissal, short sale, deed-in-lieu, principal reduction, short payoff, short reinstatement, deferment, forbearance, or more traditional loan modification.
But each client's goals are unique, and your goals will be the single most important factor in the decisions our Hollywood foreclosure defense attorneys make while serving you. We have helped clients in Fort Lauderdale, Hollywood, Miami, Palm-Beach and all areas of South Florida obtain successful results defending against foreclosure, fighting improper debt collection, obtaining a fresh start in bankruptcy, and buying, selling, and refinancing real estate. Perhaps you want to save your home via a loan modification or sell it without owing any money to the bank. You might want to obtain a "short payoff," so you can discharge the mortgage for less than you owe. There is also the possibility of signing over the property and being relieved of any debt via a "deed-in-lieu" of foreclosure. In some instances, it may be best that we help you sue a bank, financial institution, or debt collector. Or, you may need us to take your case to trial and win! An online court docket check will reveal that numerous foreclosure cases against our clients have been dismissed, either before, during or after trial. We have also won cases on appeal. We have helped clients in foreclosure cases brought by every significant financial institution and bank law firm. We have also successfully sued numerous creditors and debt collectors, including some major banks and financial institutions. And, in many instances, we have helped our clients' recover their attorneys' fees from the other side! We have also helped numerous clients obtain a discharge in bankruptcy and buy, sell, and refinance real estate.
Since 1997, Evan M. Rosen has spent the majority of his legal career serving Florida property owners-helping them defend against foreclosure, fight improper debt collection, obtain a fresh start in bankruptcy, and buy, sell, and refinance real estate. Driven by a desire to serve as many homeowners as possible, Evan has even taught other lawyers around the state, in several sold-out workshops, the law and art of defending a foreclosure trial. He is also extremely dedicated to building the most competent and caring team of Hollywood foreclosure defense lawyers and legal support possible. For more information about him and the firm, including what some judges have said, please click here. You can also Google "Evan M. Rosen" or "Evan M. Rosen foreclosure defense attorney" to read the many online reviews written by other people, once facing foreclosure, improper debt collection, overwhelming debt, or who just wanted to buy, sell, or refinance real estate. Those people, and many others, have received help from Evan and the lawyers and staff at the Law Offices of Evan M. Rosen, P.A.Foreclosure Defense
For too many people, the great American Dream of home ownership has become an American nightmare. Millions of families lost their homes and their life savings during the "Great Recession." Then, the world was shook by a COVID-19.
In the beginning of the 2008 mortgage foreclosure crisis, many cases languished for years, while "foreclosure delayers" took advantage of homeowners, charging to do little, if any, work. Those "delayers" are still out there but, due to a few reasons, cases can now move from start to finish in a matter of months. The foreclosure defense attorneys at our Hollywood firm are NOT "foreclosure delayers". We fight to serve our clients facing foreclosure and improper debt collection. We hold banks and financial institutions accountable, to abide by the rule of law, just like everyone else has to do before trying to foreclose on a home or collect a debt.
Not only will we aggressively defend you with our extensive knowledge and experience, but we will also treat you with the respect and dignity you deserve. Our foreclosure defense lawyersare eager to serve you and help you achieve your goals, whether you want to keep your home with an affordable loan modification, walk away without owing any money, fight the foreclosure and win, or pursue any other approach.
A well-defended foreclosure has many benefits including the ability to continue to live in your home during the fight. Throughout the foreclosure process, we will help develop your case and elicit valuable facts that can result in the bank settling with great terms. Banks have one goal, make as much money as possible. With us defending your foreclosure case, the costs for the bank often increase drastically. So, it is not surprising that many of our cases result in a fair settlement, allowing the majority of our clients to achieve a successful outcome.
Centrally located in Hollywood, the experienced foreclosure defense lawyers at the Law Offices of Evan M. Rosen have a well-earned reputation for being aggressive, thorough, experienced, and extremely competent litigators. We have helped many clients obtain loan modifications with lower interest rates and lower monthly payments. We've negotiated short sales and consent judgments with waivers of deficiency so you can walk away from the foreclosure case without having to worry that some bank may try to collect a money judgment against you. We have also helped clients with short payoffs, deeds-in-lieu of foreclosure, and several other creative solutions.
If you do nothing, a bank can obtain a foreclosure judgment quickly. Within a few weeks of that judgment being entered, a sheriff would be at your door commanding you to vacate in 24 hours. If you don't, the sheriff will return the following day and forcibly remove you and all your personal property off the premises. Doing nothing is a choice, but it is the absolute worst choice you can make. It essentially guarantees the worst possible result. But with competent representation, the odds change immediately. You will at least have a fighting chance. And understandably, the better the lawyer, the better your odds should be. Don't make the mistake of doing nothing. The foreclosure defense attorneys at our Hollywood firm are devoted to serving our clients and will aggressively defend you while you remain in your home. We also handle cases in Fort Lauderdale and throughout South Florida, including all cities in Broward, Miami-Dade and Palm Beach counties. As to our foreclosure defense attorneys' fees, we typically offer monthly flat fee payment plans which are less than the cost to rent a home in any decent area in South Florida. Don't delay. Call now and let the lawyers and staff at the Law Offices of Evan M. Rosen, P.A. Serve You!Improper Debt Collection / Debt Defense
With a central Hollywood, Florida/Broward County location, the Law Offices of Evan M. Rosen, and its defense lawyers, are ready to fight improper debt collection. Creditors and debt collectors like banks, credit card companies, and financial institutions know that the more aggressive and deceptive they are, the more likely they are to collect on a debt. For many of these vultures, the cost of getting caught breaking the law and paying a fine, is just a cost of doing business. But debt collection is a serious matter. As stated in our nation's Fair Debt Collection Practices Act, "[t]here is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors." These "[a]busive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy."
Our Fort Lauderdale debt defense lawyers have significant experience suing for improper debt collection under state and federal statutes and regulations. The law requires that certain accurate and unambiguous disclosures are sent as certain pre-determined events take place. There are also many things debt collectors and creditors are prohibited from doing. For example, they cannot simulate being law enforcement or a government agency representative, threaten or use force or violence, threaten to disclose information about your reputation, communicate or threaten to communicate with your employer before obtaining final judgment without your permission, disclose information affecting your reputation to anyone other than you or your family, use profane, obscene, vulgar, or abusive language, harass you or your family about your debt, send forms and summons designed to look like attorney letters or government documents, attempt to collect a debt they know is not legitimate, or communicate directly with you even though they know you are represented by an attorney. They also cannot cause you to be charged for phone calls, communicate with you between 9 P.M. and 9 A.M., or make false representations about the character, amount or legal status of a debt.
The consumer protection defense lawyers and staff at the Law Offices of Evan M. Rosen are familiar with every possible consumer protection statute available to best serve our clients. We continue to study the statutes, regulations, and new case law. Armed with this knowledge and our experience, we have sued numerous creditors and debt collectors for several different types of consumer protection violations. We have also helped clients resolve debt, which in some instances means the debt was written-off and completely forgiven.Bankruptcy
The Fort Lauderdale Bankruptcy attorneys have significant experience helping individuals obtain a fresh start under § 11 of the United States Code, also called the United States Bankruptcy Code. Bankruptcy is by far the most powerful consumer protection statute in the United States. The code, with the help of experienced lawyers like those at the Law Offices of Evan M. Rosen can help you keep your assets and discharge debts.
This is a critical part of our society. The U.S. Constitution includes specific provisions for this exceptionally powerful consumer protection tool. Article 1, Section 8, Clause 4 of the U.S. Constitution authorizes Congress to establish "uniform Laws on the subject of Bankruptcies throughout the United States."
The Bankruptcy Code is what is commonly referred to as a "five-finger" statute. This is because each section references numerous other provisions and sections. So when you are reading or researching an issue, you often have to keep your finger in one place in the code while flipping to another. Many times, you end up with five fingers as bookmarks while trying to research a particular issue. And that's just the Code. There are also local rules and case law. The Bankruptcy Code is complicated but with an experienced lawyer by your side, you can maximize the property you can keep and the debt you can discharge.
Many people in our country's history have utilized the Code. Sam Walton (Wal-Mart), Walt Disney, P.T. Barnum, Henry Ford, H.J. Heinz, Charles Schwab, and many others all discharged debt and went on to be the tycoons we know them as today.Real Estate
The Hollywood and Fort Lauderdale real estate attorneys and lawyers at the Law Offices of Evan M. Rosen also help people buy, sell, and refinance real estate in all counties in South Florida. We can help from the first contract you enter into with a Realtor to your successful closing of the transaction. Like everything we do, we aim to treat every client as we would want to be treated, and this include handling every transaction as if it was our own.
Our real estate services include:
If you or someone you know needs a foreclosure defense lawyer in the Hollywood area, or who needs help fighting improper debt collection, obtaining a fresh start in bankruptcy, or buying, selling, or refinancing real estate, contact us today. Let the Law Offices of Evan M. Rosen serve you!
"You obviously know the area of the law very well. You were courteous to opposing counsel, the witnesses and the court. That is well appreciated. One of the things that I don't think a lot of attorneys who do foreclosure practice, see all the judges have lunch together and we know who has given other judges a hard time. And your reputations many times well precede attorneys, and that be either good or bad. Let me tell you, Mr. Rosen, your reputation in front of me is top notch. You did a great job. Appreciate it because what you do is very hard. Sometime when this is all over I would love to sit down and understand." - The Court
"I don't know if you know this or not, but you've got an extraordinary attorney. You really do, who has come incredibly well-prepared, and raised a lot of strong issues on your behalf". - The Court
Hollywood Foreclosure Defense Lawyer | Fort Lauderdale & Broward County Consumer Protection Attorney | Evan M. Rosen, P.A
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