This foreclosure case was the result of a bank force-placing insurance with its wholly-owned subsidiary for exorbitant profit. Our client had his own insurance with some of the best companies in the world and continued to make his timely, full payments. But the bank rejected those payments and continued to demand our client pay for insurance he did not need.
From our very first meeting, our client was adamant about his claims. He’s a retired businessman, having worked his way up from being a car washer to owning several car dealerships. He could afford his payments and kept damn good records of the entire history of his dealings with the mortgage and insurance companies.
We needed some time to review multiple issues in the case so our first filing was a motion for enlargement of time. After filing an answer, we propounded request for admissions, request for production, and interrogatories. Two months later, the bank responded late to our request for admissions and filed a motion to enlarge the time for them to respond to all our discovery. A few days later, we asked the other side how much time they needed to respond. They immediately propounded their own discovery and filed a notice that the case was ready for trial! The following day, we agreed to 35 days for them to respond to our discovery. They obtained a trial date of June 1, 2016 and Plaintiff set the deposition of our client for May 9th.