Category: Debt Defense

The first trial for this case was scheduled in Miami-Dade for January 2013.  I had spent days and nights preparing, refreshing my memory on all the details such as the payment history, acceleration letter, the note and mortgage, mortgage servicer correspondence, court filings, discovery, rules of evidence, procedure and much more.  As I usually do,… Read More

It’s been a few days now since the oral argument was completed in an appeal of one of our foreclosure cases.  Legal issues are rarely cut and dry and while this case seemed to be, it invariably was not.  Months and months of preparation boiled down into 16 minutes of argument and as the buzz… Read More

A 101% Principle Reduction! After a little over a year in litigation, we are proud to announce that we have been successful in helping yet another client obtain a principal reduction. While they are rare, they most certainly can and do happen! Our client came to us with a simple goal, a fair and sustainable loan modification.… Read More

Florida House Bill 87 (Sponsored by Passidomo (CO-SPONSORS) Caldwell; Cummings; Moraitis; Rodrigues, R Florida Senate Bill 1666 (Sponsored by Latvala R-Clearwater)   Reasons to oppose these bills Government will make it easier for the banks to take your property! Threaten your due process and property rights! US Constitution Fifth Amendment: “No person shall be… deprived… Read More

For the fourth year in a row, elected lawmakers in the Florida legislature have introduced a bill designed to bypass your constitutional rights and speed up the process of taking people’s property away and throwing them into the street.  This bill is given a tricky name meant to fool people into thinking it is good for… Read More

HB 87: Henry Trawick, the Godfather of Civil Procedure and the Rule of Law Speaks… “The enactment of §702.015 is useless, unnecessary and will not expedite the foreclosure process. It gives inadequate remedies to persons who may be seriously injured. It does not give any consideration to existing law on several points. The real problem… Read More

For the fourth year in a row, elected lawmakers in the Florida legislature have introduced a bill designed to bypass your constitutional rights and speed up the process of taking people’s property away and throwing them into the street.  This bill is given a tricky name meant to fool people into thinking it is good for… Read More

In December of 2011, the Department of Justice (DOJ) reached a $335 million dollar settlement to resolve allegations of lending discrimination by Countrywide Financial Corporation.  Countrywide was charged with steering African-American and Hispanic borrowers into loans with higher fees, higher interest rates, or other sub-prime loan features, simply because of a person’s race or national origin.  Skin… Read More

As we review our clients’ online docket and/or official records search results each week during this holiday season, we can’t help but think that so many will not be able to spend time with family or loved ones or otherwise enjoy the holidays like they have in years past because of a variety of financial… Read More

In the past few months there has been a rash of news stories exposing abusive debt collection tactics employed against struggling Americans.  These tactics include fraud, abuse, harassment, and violations of consumer protection laws.  There is no end to the scams employed by these scoundrels; phantom debt collectors, debt collectors convicted of bank, mail, and wire fraud, “prolonged,… Read More