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Monthly Archives: August 2012

A new report from the National Employment Law Project highlights America’s Low Wage Recovery.  This is not news to anyone living in the real world outside of politics, high level government, or finance. What this report shows is that the poor and teens struggle to find any jobs at all because of the downward displacement of the formerly middle… Read More

Bankruptcy, Debt Defense, Foreclosure Defense

When financed through complex credit schemes that lack basic consumer protections, homeownership and higher education can quickly become debt shackles instead of the promised brass ring of financial security and middle class status.  In today’s harsh economic and jobs climate, education debt that burdens millions of young Americans is often far in excess of their… Read More

Debt Defense, Foreclosure Defense, Real Estate

The National Mortgage Settlement which gave Ally/GMAC, Bank of America, Wells Fargo, Chase, and Citi a very easy out for massive financial and real estate crimes is getting a lot of mainstream media coverage in the wake of the release of the first report card. The full report card is here.  Florida’s stats are on page… Read More

Bankruptcy, Debt Defense, Foreclosure Defense, Real Estate

Yesterday, the first report on the progress of the National Mortgage Settlement was released.  A few investigative journalists are reviewing the report with a critical eye and writing up informative articles like the one by David Dayen at FireDogLake.com here.  The main problem with the settlement as most of us saw was there really wasn’t a… Read More

Foreclosure Defense

The Columbia Journalism Review site has a great article that dissects a terrific example of how most if not all of the mainstream media has taken on the role of being press agents for banks while using harsh inquisition tactics for those who dare to criticize too big to fail financial institutions. Neil Barofsky, former… Read More

Foreclosure Defense

When a family is sued for foreclosure of their home by a Wall Street investment scam, the lawsuit looks something like this, U.S. Bank as Trustee for CMLT 2007-AMC2 v Jane Smith and John Smith.   In this lawsuit, U.S. Bank as Trustee for CMLT 2007-AMC2 has no problem with hiring a foreclosure mill lawyer to file papers with an… Read More

Foreclosure Defense, Real Estate

When the federal protections put in place to prevent another financial crash after the Great Depression (Glass-Steagall Act of 1933) were repealed in 1999 (Gramm-Leach-Bliley Act) it wasn’t long before the 2008 financial crash followed.  Then came a massive bank bailout in which programs were implemented to help prop up failing financial institutions with hundreds… Read More

Debt Defense, Foreclosure Defense, Real Estate

Many Americans today are all too aware of the nation’s new demographic, the disappearing middle class.  Those  who fit into this group lived the American dream and lost everything in the aftermath of the man-made financial crisis.  The top financial institutions got bailed out from their dire predicament while the country’s small businesses and individual… Read More

Bankruptcy, Debt Defense, Foreclosure Defense

The Department of Justice, which has not exactly been chomping at the bit to investigate or prosecute the financial industry fraud that lead to the global economic crash, the depletion of savings, and the loss of millions of American families’ homes, has settled with three banks over “discriminatory lending practices”.   Our firm, which specializes in… Read More

Debt Defense, Foreclosure Defense, Real Estate

The foreclosure fraud crisis and the student loan debt crisis spring from the same roots, sharp reduction in borrower protections, heavy lender lobbying influence (via campaign contributions) over elected officials, and a system where loan defaults are more lucrative than performing loans. Unfortunately, in the thick of a presidential campaign, we hear no policy or… Read More

Bankruptcy, Debt Defense, Foreclosure Defense
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